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Kentucky First Time Home Buyer Grants 2024 Programs Kentucky First Time Home Buying Assistance Programs & Grants for : Our experts answer readers’ home-buying questions There are also many programs available to help first-time homebuyers get into a home, such as down payment or closing cost grants. . The Department of Housing and Urban Development (HUD), along with lenders and assistance programs, define a first-time buyer as someone who hasnโ€™t owned a home in the past three years. .

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